Here are some points to consider when taking out caravan insurance. Firstly, you want a policy that covers you for both the UK and mainland Europe. The best policies allow an unlimited number of trips per year, although they may put a limit on the number of days per trip. Secondly you want a static caravan insurance policy that covers the widest possible range of risks and if possible provides a ‘new for old’ approach.

This is often available for newer caravans. If you have a twin axle caravan you need to make sure that you’re covered by your policy, as some may be restrictive. You also need to check the details of the policies loss of use cover – will it provide enough money to reasonably hire a replacement or stay in a hotel overnight? Finally, if you have an awning you’ll want to ensure that your insurance also covers this – many policies now do.