If you have pets the you should seriously consider taking out pet insurance or a pet care plan. These will both cover your vet fees and save you a lot of stress and expense. You never know whats going to happen to your pet, they could fall ill or sustain an injury and need to see the vet. Whetehr you need cat insurance, dog cover, etc you need to get it! The costs of going to the vet is quite expensive, especially for something so small but somebody has to pay the bill and do you really want it to be you? For a small monthly premium you could cover you and your pet and not have to worry about a penny.